Original Research · 2026
Research & Data Studies
Original data analysis across insurance, mortgage, solar, and debt relief — drawing on government datasets, carrier filings, and primary surveys to produce actionable consumer intelligence. Every study is free to cite with attribution — see press & data requests for citation terms, the advertising-free reference URLs, and data on request.
Get your own numbers — free, no obligation.
Compare Insurance Rates →Insurance Research
Insurance Costs by State and City: the Live Data Explorer (2026)
By the Dreamy Leads Research · interactive dataset
Mortgage Research
Polk County Housing Affordability 2026: The Income Gap Behind a Cheap Market
By the Dreamy Leads Research · county-level Census analysis
Insurance Research
Homes in FEMA Flood Zones by County 2026: Six States Ranked
By the Dreamy Leads Research · county ranking, FEMA NFIP data
Mortgage Research
Property Tax Bills by County 2026: Six States Ranked
By the Dreamy Leads Research · county ranking, Census ACS data
Insurance Research
Texas Home Insurance by County: TDI 2025 Averages
By the Dreamy Leads Research · Texas Department of Insurance data
Mortgage Research
Mortgage Affordability in 2026: How Much Home Can You Buy in Each Major U.S. Metro
Dreamy Leads Research · 2,240 words
Solar Research
Solar Electricity Rates & Net-Metering Rules Across the South: 6-State Comparison
Dreamy Leads Research · 1,980 words
Debt Relief Research
Household Debt in 2026: State Debt, Income and Collection Protections
Dreamy Leads Research · 2,090 words
Insurance Research
Car Insurance Statistics 2026: State Costs, Claims, Theft and Uninsured Drivers
Dreamy Leads Research · NAIC, BLS, IRC, NHTSA and IIHS data · free CSV
All studies, trackers and calculators
- Financial Data Explorer: Insurance, Mortgage, Solar, and Debt Data by State and City (2026)
- Debt Settlement Firm Outcomes 2026
- The True Cost of Home Insurance in Florida: 2026 Data Study
- Florida Home Insurance Non-Renewal Tracker 2026
- Household Debt in 2026: State Debt, Income and Collection Protections
- Mortgage Affordability in 2026: How Much Home Can You Buy in Each Major U.S. Metro
- Polk County Housing Affordability 2026
- Mortgage Affordability Tracker 2026
- Homes in FEMA Flood Zones by County 2026: 501 Counties Ranked in Six States
- Property Tax Bills by County 2026: 650 Counties Ranked in Six States
- Texas Home Insurance by County: TDI's 2025 Averages for the Largest Metro Counties
- NEM 3.0 Solar Economics Tracker — California 2026
- Solar Electricity Rates & Net-Metering Rules Across the South: 6-State Comparison
- Debt Payoff Calculator: How Long Until You’re Debt-Free? (2026)
- Insurance Premium Reality Check: Are You Overpaying for Coverage? (2026)
- What Income Buys a Home Here? Required Income by Metro (2026)
- Solar Panel Payback Calculator
- Statute of Limitations on Debt by State 2026
- Car Insurance Statistics 2026
- Multi-State Financial Cost Comparison 2026
- FHA vs Conventional Mortgage Calculator
- Solar Incentive Stack Calculator
- Alternatives to Bankruptcy: Settlement, Management, and Consolidation (2026)
- Credit Card Debt Relief by City: Pay Down Card Balances
- Credit Card Pre-Approval: What That Envelope Actually Means
- Debt Consolidation by City: Combine Your Loans
- Debt Consolidation vs Debt Settlement: Which Is Right for You?
- Debt Relief Options by City: Consolidation and Settlement
- How Long Does Debt Settlement Stay on Your Credit Report?
- How Many Credit Cards Should You Have?
- Medical Debt Relief: How to Lower Hospital Bills (2026)
- Student Loan Debt: What the Federal Data Actually Shows
- What Is Bankruptcy? How the Federal Process Actually Works
- 1099-C (Cancellation of Debt)
- Balance Transfer
- Bankruptcy Means Test
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Charge-Off
- Collection Account
- Credit Card APR
- Credit Counseling
- Debt Avalanche Method
- Debt Consolidation
- Debt Management Plan (DMP)
- Debt Relief Advance-Fee Rule
- Debt Settlement
- Debt Snowball Method
- Debt Validation
- DTI (Debt-to-Income)
- Wage Garnishment
- Secured Debt
- Statute of Limitations on Debt
- Time-Barred Debt
- Unsecured Debt
- Arizona Debt Relief Guide 2026
- Arizona Debt Settlement Laws Guide 2026
- California Debt Relief Guide 2026
- California Debt Settlement Laws Guide 2026
- Florida Debt Relief Guide 2026
- Florida Debt Settlement Laws Guide 2026
- Georgia Debt Relief Guide 2026
- Georgia Debt Settlement Laws Guide 2026
- North Carolina Debt Relief Guide 2026
- North Carolina Debt Settlement Law: What G.S. 14-423 Allows (2026)
- Texas Debt Relief Guide 2026
- Texas Debt Settlement Laws Guide 2026
- Debt Management Plan vs Debt Settlement: Which Should You Use in 2026?
- Debt Settlement vs Debt Consolidation: 2026 Comparison
- Before You File Bankruptcy in 2026: 3 Lower-Impact Ways Out of Debt
- Credit Card Debt in 2026: The Fastest Ways to Pay It Off
- Debt Consolidation in 2026
- Debt Consolidation in 2026: How It Works, and Why It Is Not Debt Settlement
- Debt Consolidation Loans in Arizona 2026
- DMP vs Debt Settlement in 2026: One Repays Cheaper, One Pays Less — and Breaks Things
- Debt Relief in 2026: What Every Way Out Really Costs
- Does Debt Settlement Hurt Your Credit? What It Really Does in 2026
- Debt Relief in Florida 2026: Every Program, Real Costs, and the Paycheck Law
- How Long Can a Debt Collector Sue You for Old Debt in Texas? (2026)
- How Much Debt Americans Carry — and Can Collectors Still Sue You?
- How Much Debt Does the Average California Household Carry in 2026?
- Is Debt Relief Legit? How Debt Settlement Actually Works in 2026
- Is My Credit-Card Debt Too High? The Tucson Income Squeeze (2026)
- Medical Debt: How to Lower the Bill in 2026
- Student Loan Debt in 2026: What the Federal Data Shows
- Can They Garnish Your Paycheck? Wage Garnishment Limits in 2026
- What Is Bankruptcy? Chapter 7 vs Chapter 13 (2026)
- Florida Home Insurance Guide 2026
- Arizona FHA Loan Guide 2026
- California Mortgage Guide 2026
- California FHA Loan Guide 2026
- Georgia FHA Loan Guide 2026
- North Carolina FHA Loan Guide 2026
- Texas FHA Loan Guide 2026
- Arizona Solar Guide 2026
- Florida Solar Guide 2026
- Florida Solar Incentives Guide 2026
- Credit Score Requirements for Every Mortgage Type 2026
- FHA Loan vs Conventional Mortgage: 2026 Comparison
- Solar Lease / PPA vs Solar Loan: 2026 Comparison
Did this research help you decide something? You can review the experience on Trustpilot, Google or send it to us. Reviews are unedited and never rewarded.