These Terms of Service ("Terms") govern your access to and use of the websites, services, and inquiry forms operated by Dreamy Leads Research, a DBA of Healthlite, LLC ("Company," "we," "us," or "our"). By accessing our website or submitting any form, you agree to these Terms.
Dreamy Leads Research is a free consumer research and comparison service with a provider-referral program. When you submit an inquiry, we match it with licensed service providers, lenders, insurers, and other third-party companies ("Partner Providers") operating in auto and home insurance, mortgage, debt relief, and solar. We are not a lender, insurer, contractor, or financial advisor. We do not guarantee any specific product, rate, or outcome.
By submitting any form on this website, you expressly consent, pursuant to the Telephone Consumer Protection Act (47 U.S.C. § 227) and applicable state laws, to receive calls, text/SMS messages (including via automated telephone dialing systems and artificial or prerecorded voice messages), and emails from Dreamy Leads Research and its Partner Providers at the telephone number and email address you provide. This consent applies even if your number appears on a state or national Do Not Call registry. Standard message and data rates may apply.
Consent is not a condition of purchase or receipt of any service. You may revoke consent at any time by replying STOP to any text, saying "Do Not Call" on any call, or emailing Dreamy@dreamyleads.com.
When you submit your information, we may share it in real time with one or more Partner Providers best matched to your inquiry. Partner Providers are independent companies responsible for their own communications and services. Dreamy Leads Research is not responsible for the actions, representations, or services of any Partner Provider. We encourage you to review the privacy policy and terms of any company that contacts you.
You represent that all information you submit through our forms is accurate, current, and your own. Submitting false, misleading, or third-party information without authorization is prohibited and may constitute fraud.
You may not use our services to:
All content on this website — including text, graphics, logos, and code — is the property of Healthlite, LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.
Our services are provided "as is" without warranties of any kind, express or implied. We do not warrant that our website will be uninterrupted, error-free, or that any information provided will result in any particular financial product, rate, or outcome. Rates, product availability, and terms are determined solely by Partner Providers.
Information only — not legal, financial or tax advice. The articles, guides, state-law summaries, glossary entries, calculators and videos on this website are general educational information. They are not legal, financial, tax, credit or investment advice, and they are not a substitute for advice from a licensed professional who knows your situation.
No attorney-client or advisory relationship. Dreamy Leads Research is not a law firm, lender, insurer, debt-relief company, credit counseling agency or financial advisor. Using this website, submitting a form, calling a phone number shown on it, or contacting us does not create an attorney-client, fiduciary or advisory relationship with us or with anyone named on our pages.
Laws vary by state and change. Information on a page is current only as of the date shown on that page. Before acting on a legal matter — including debt collection, debt settlement, wage garnishment, statutes of limitations or bankruptcy — consult a licensed attorney in your state. Your state bar’s lawyer referral service or a local legal aid program can help you find one.
Editors and reviewers. Our editors are not licensed professionals. Where a page names an editorial reviewer, the reviewer’s sign-off is an opinion on factual accuracy at the time of review; it is not a guarantee, a warranty or professional advice to any reader, and the reviewer’s relationship with us is disclosed on that page.
No guarantee of results. We do not guarantee that any debt will be settled, reduced or eliminated, that any creditor will accept an offer, or that any product, rate, savings or outcome will be available to you. Results depend on your circumstances and on decisions made by third parties.
To the maximum extent permitted by law, Healthlite, LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or any third-party products or communications resulting from your lead submission. This includes any loss arising from reliance on information published on this website.
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Pinellas County, Florida.
We may update these Terms at any time by posting the revised version on this page. Your continued use of our services after any update constitutes your acceptance of the revised Terms.
Healthlite, LLC (DBA Dreamy Leads Research)
15257 Amberly Dr
Ste 407
Tampa, FL 33647
Email: Dreamy@dreamyleads.com