Disclosures: How Dreamy Leads Research Is Paid

Last updated: September 15, 2026

What we do not do

No affiliate or sponsored links. Links to companies on our pages are ordinary editorial links. We are not paid when you click them, and we are not paid when you buy from the company.
No paid placement, rankings or ratings. Our tables, comparisons and ratings are editorial and follow our methodology. No company pays to be included, to be listed higher, or to be rated or described more favorably.
No company reviews our content. No company approves, edits or directs what we publish.

When we may be paid

We may be paid only when you ask to be contacted:

You submit a form on our site, or call a phone number shown on a page, and you agree to be contacted.
Your inquiry may be delivered to a third-party partner company that offers what you asked about. That company may contact you, and it may pay Dreamy Leads Research for the introduction.

Today, the partner companies that may contact you and pay us work in debt relief. On debt-relief pages, calling the phone number shown connects you with a partner debt-relief company. In the other areas we cover — insurance, mortgage and solar — partner companies may be added; when they are, the same arrangement applies, and we will update this page.

What a payment does and does not affect

It does not increase your price, rate, premium or fees. The partner company pays us; the payment is not added to your quote.
It does not affect what we write, which companies we cover, or how any table, ranking or rating is built.
It can affect which partner company receives your inquiry and contacts you, because only partner companies can receive inquiries.

How your inquiry and information are handled

When you submit a form, the consent statement next to the submit button tells you who may contact you and how (phone, text or email). Our Privacy Policy explains what we collect, who we share it with — including partner companies — and your choices, including its sections on sharing your information and on telephone consent. Those terms, and our Terms of Service, are the ones that apply; this page does not change them.

You can use this site without submitting a form, and consent to be contacted is not a condition of any purchase. To stop future sharing of your information, email Dreamy@dreamyleads.com with the subject line "Opt-out" or use Your Privacy Choices. To stop texts or calls, reply "STOP" to a text or tell the caller you do not want to be called.

Why we disclose this

The U.S. Federal Trade Commission's Endorsement Guides (16 C.F.R. Part 255) and its guidance on online disclosures ask publishers to disclose, clearly and conspicuously, any material connection with the companies they write about or send readers to. A partner company that may pay us when you ask to be contacted is that kind of connection, so we disclose it here, in plain language, on a page linked from the footer of every page on this site.

Who we are

Dreamy Leads Research is operated by Healthlite, LLC, 15257 Amberly Dr, Ste 407, Tampa, FL 33647. Our editors are not licensed insurance, mortgage, tax, legal or financial professionals; our research is general information, not advice.

Questions and corrections

To ask about this page, or to flag a disclosure that is missing or unclear, email Dreamy@dreamyleads.com with the subject line "Disclosure correction," or use our contact form.