Tony Hernandez
Editorial Reviewer, Dreamy Leads Research
Last updated: September 29, 2026
I.A.P.D.A. Sales Certified Debt Specialist (certificate no. 2025021213576451, expires 02/12/2027)
Tony Hernandez reviews this page for factual accuracy as an independent editorial reviewer. Tony Hernandez is President of New Era Debt Solutions, a debt-settlement company, and receives no compensation and no consumer inquiries or referrals from Dreamy Leads Research; inquiries submitted on this site are not sent to Tony Hernandez or New Era Debt Solutions. Pages that name New Era Debt Solutions, and company-versus-company comparison pages, are not reviewed by Tony Hernandez. His certification is shown as published by the International Association of Professional Debt Arbitrators and can be verified there.
About
Tony Hernandez, also known as "Mr. Debt Relief," is President of New Era Debt Solutions, headquartered in Camarillo, California. He joined the company in 2005 as a debt settlement negotiator and has spent more than 20 years negotiating with creditors over unsecured debt, including high-balance credit cards, unsecured personal loans, medical bills and private student loans. He holds the I.A.P.D.A. Sales Certified Debt Specialist certification and works with clients in English and Spanish. At Dreamy Leads Research, he reviews debt pages for factual accuracy.
“My mission is to provide an honest, transparent, and empathetic path to financial freedom for families struggling with overwhelming debt.”
What Tony does here
Reviews pages for factual accuracy, completeness and clarity. Content is written and published by Dreamy Leads Research; the reviewer does not rank, rate or endorse any provider.
Details
- President — New Era Debt Solutions
- Based in Camarillo, California
- Languages: English, Spanish
- Education: B.S. Business Administration, California Polytechnic State University, San Luis Obispo (2003)
Credentials
- Tony Hernandez · New Era · I.A.P.D.A. Sales Certified Debt Specialist · Issued : 02/12/2025 · Expires : 02/12/2027 · Number : 2025021213576451 — verify with International Association of Professional Debt Arbitrators
- Tony Hernandez on LinkedIn — identity, not a credential
Pages reviewed
- /compare/debt-management-plan-vs-debt-settlement
- /compare/debt-settlement-vs-debt-consolidation
- /debt/bankruptcy-alternatives
- /debt/credit-card-debt-relief
- /debt/credit-card-pre-approval
- /debt/debt-consolidation
- /debt/debt-consolidation-vs-settlement
- /debt/debt-payoff-calculator
- /debt/debt-relief
- /debt/debt-relief-guide-arizona-2026
- /debt/debt-relief-guide-california-2026
- /debt/debt-relief-guide-florida-2026
- /debt/debt-relief-guide-georgia-2026
- /debt/debt-relief-guide-north-carolina-2026
- /debt/debt-relief-guide-texas-2026
- /debt/how-long-debt-settlement-on-credit-report
- /debt/how-many-credit-cards-should-i-have
- /debt/medical-debt-relief
- /debt/statute-of-limitations-by-state
- /debt/student-loan-debt
- /debt/what-is-bankruptcy
- /glossary/1099-c-cancellation-of-debt
- /glossary/balance-transfer
- /glossary/bankruptcy-means-test
- /glossary/chapter-13-bankruptcy
- /glossary/chapter-7-bankruptcy
- /glossary/charge-off
- /glossary/collection-account
- /glossary/credit-card-apr
- /glossary/credit-counseling
- /glossary/debt-avalanche-method
- /glossary/debt-consolidation
- /glossary/debt-management-plan
- /glossary/debt-relief-advance-fee-rule
- /glossary/debt-settlement
- /glossary/debt-snowball-method
- /glossary/debt-validation
- /glossary/dti-debt-to-income
- /glossary/garnishment
- /glossary/secured-debt
- /glossary/statute-of-limitations-debt
- /glossary/time-barred-debt
- /glossary/unsecured-debt
- /guides/arizona-debt-relief-guide
- /guides/arizona-debt-settlement-laws-guide
- /guides/california-debt-relief-guide
- /guides/california-debt-settlement-laws-guide
- /guides/florida-debt-relief-guide
- /guides/florida-debt-settlement-laws-guide
- /guides/georgia-debt-relief-guide
- /guides/georgia-debt-settlement-laws-guide
- /guides/north-carolina-debt-relief-guide
- /guides/north-carolina-debt-settlement-laws-guide
- /guides/texas-debt-relief-guide
- /guides/texas-debt-settlement-laws-guide
- /research/household-debt-2026-state-settlement-outcomes
- /watch/bankruptcy-alternatives-2026
- /watch/credit-card-debt-relief-2026
- /watch/debt-consolidation-2026
- /watch/debt-consolidation-explained-2026
- /watch/debt-consolidation-loans-arizona-2026
- /watch/debt-management-plan-vs-debt-settlement-2026
- /watch/debt-relief-options-2026
- /watch/does-debt-settlement-hurt-credit-2026
- /watch/florida-debt-relief-guide-2026
- /watch/how-long-can-debt-collectors-sue-you-texas-2026
- /watch/how-much-debt-and-can-they-sue-you-2026
- /watch/how-much-debt-california-households-carry-2026
- /watch/is-debt-relief-legit-how-it-works-2026
- /watch/is-my-credit-card-debt-too-high-tucson-2026
- /watch/medical-debt-relief-2026
- /watch/student-loan-debt-2026
- /watch/wage-garnishment-limits-2026
- /watch/what-is-bankruptcy-2026