Up to twenty-five years against ten. That is the workmanship coverage Momentum Solar lists on qualifying contracts, next to the ten years Sunrun lists on the systems it sells.
General information, not professional financial, tax, legal, or insurance advice. The Dreamy Leads Research is an editorial and data team, not a licensed advisor.
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Chapters
- 0:00 Momentum Solar lists up to 25 years of workmanship cover. Sunrun lists 10.
- 0:12 I. The workmanship gap
- 0:30 II. Two service models
- 0:56 III. Where Momentum installs
- 1:18 IV. Own or lease in 2026
- 1:45 V. The lease escalator
- 2:03 VI. What to get in writing
See your 2026 numbers
The figures in this explainer come from our live dataset. Explore them for your own state or metro:
Full transcript
I. The workmanship gap
Those terms come from what each company publishes, as the comparison page reports them. Momentum's coverage depends on the program, so confirm it on your own contract. Inside a Sunrun lease, coverage runs for the full term.
II. Two service models
The two run different service models. Momentum installs with its own crews across roughly ten states and sells mostly on loans and cash, with some lease options. Sunrun works in more than twenty states, mixes its own crews with outside installers, and puts leases and PPAs first. On workmanship, that is up to twenty-five years against ten.
III. Where Momentum installs
Footprint decides whether the comparison applies to you at all. Momentum's staffed markets center on New Jersey, New York, Connecticut, Pennsylvania and Massachusetts, plus Florida, Texas, Georgia, Arizona and California. The page says to confirm crewed coverage for your county first.
IV. Own or lease in 2026
Twenty twenty-six changed the math for owners. The federal residential credit expired after twenty twenty-five, and across the thirty-two southern metros in the site's payback study, a cash purchase now pays back in a median twelve point two years. With thirty percent off, the same systems would take eight point five, roughly where a lease or PPA with the commercial credit lands.
V. The lease escalator
That makes the lease contract the thing to read. The escalator compounds: at two point nine percent a year, the payment roughly doubles by year twenty-five. Check the buyout schedule, what happens when you sell the home, and the end-of-term options.
VI. What to get in writing
Whichever quote you get, ask for the exact panel and inverter models, a production estimate, the full financing schedule and the workmanship terms in writing. The full comparison is free at Dreamy Leads Research. What state are you in, and what yearly escalator percentage is on your solar lease or PPA quote? Tell us in the comments.
Frequently Asked Questions
Sources
- Dreamy Leads Research Financial Data Explorer
- state complaint records
- FTC
- DOE
