Mortgage Lead Network — Florida

Buy Florida Mortgage Leads — Exclusive, Real-Time Delivery

Organic-traffic consumers actively comparing mortgage options in Florida — AI-qualified, TCPA-compliant, delivered to your webhook in real time.

Apply for API Access → See Pricing
$35–$85
CPL Range
70+/100
Min Quality Score
200/day
Max Daily Cap
<24 hrs
Integration Time
Home › Buyers › Mortgage Leads
Who Buys Mortgage Leads

Built for Mortgage Businesses That Need Volume

Our buyer network includes companies that rely on a consistent, high-quality lead supply — not sporadic ad traffic.

Mortgage Brokers

Independent brokers and small shops who need a consistent pipeline of FL purchase and refinance inquiries without managing Google or Meta ad spend.

Credit Unions & Community Banks

Florida-chartered institutions looking to grow their mortgage portfolio with in-market homebuyers and refinance candidates in their service area.

National Lenders

Large lenders with licensed MLOs in Florida who want to supplement their direct marketing with high-intent, AI-scored purchase and refi leads.

Lead Data

Mortgage Lead Payload

Every lead includes standard contact fields plus mortgage-specific qualifiers. You receive only what your program needs — no bloat, no synthetic fields.

  • loan_purpose (purchase | refinance | cashout)
  • loan_amount (integer, USD)
  • property_type (single_family | condo | multi)
  • credit_range (excellent | good | fair | poor)
  • first_time_buyer (boolean)
  • quality_score (0–100)
  • tcpa_timestamp (ISO 8601)
{ "lead_id": "ld_4c7b12de", "vertical": "mortgage", "first_name": "James", "last_name": "T.", "email": "j***@outlook.com", "phone": "+1954XXXXXXX", "zip": "33309", "loan_purpose": "purchase", "loan_amount": 385000, "credit_range": "good", "first_time_buyer": false, "quality_score": 82, "tcpa_timestamp": "2026-04-27T11:03:08Z" }
Pricing Model

Real-Time Auction — You Set the Floor

Our ping-tree runs a first-price sealed-bid auction. You pay exactly what you bid — never more.

Bid Floor

$35

Set your minimum bid. Leads below your floor are not delivered and you are not charged. Adjust anytime.

Target CPL

$35–$85

Typical range in our mortgage vertical across 16 FL markets. Higher bids win more volume at competitive hours.

Daily Cap

200/day

Hard cap on leads per day. You configure this at onboarding and can adjust it at any time. Billing is Net-7.

FAQ

Buyer Questions — Mortgage Vertical

Are mortgage leads TCPA-compliant?
Yes. Every lead includes express written consent with the consent language, IP address, timestamp, and the exact URL where consent was obtained. We retain all consent records for a minimum of 5 years and provide them on request.
What loan purposes are covered?
Our mortgage leads cover purchase loans, rate-and-term refinances, and cash-out refinances. You can filter by loan purpose at the campaign level — for example, receiving only purchase leads or only refi leads.
What is the typical loan amount range?
Most leads in our Florida network fall in the $200,000–$550,000 range, reflecting Florida's median home prices across our 16 target markets. Leads include a self-reported loan_amount field that you can use to set a minimum threshold.
Can I filter by credit range?
Yes. Leads include a self-reported credit_range field (excellent / good / fair / poor). You can set a minimum credit tier at onboarding. Most lenders in our network filter to 'good' or better.
Are the leads exclusive?
Yes. Each accepted lead is delivered to exactly one buyer. Our ping-tree auction runs in real time — the first buyer to return an accept bid wins the lead exclusively.
How does billing work?
Net-7 weekly invoicing on all accepted leads. ACH, wire, and major credit cards accepted. No setup fees or monthly platform minimums.
What is your dispute policy?
Leads with invalid contact information (disconnected phone, bounced email) are disputable within 48 hours of delivery and credited to your next invoice. Leads that simply don't convert are not eligible for dispute — our scoring is designed to filter low-intent consumers upstream.
Do you cover the full state of Florida?
Yes — statewide by default. You can restrict to specific cities (e.g. Miami only) or ZIP codes. We have active lead volume in all 16 major Florida markets including Jacksonville, Miami, Tampa, Orlando, and Fort Lauderdale.
Get API Access

Apply to Buy Mortgage Leads

We review every application manually. Approved buyers receive an API key, webhook documentation, and configuration access within 1–2 business days.

  • No setup fees or monthly minimums
  • Set your own bid floor and daily cap
  • Filter by city, ZIP, or quality score
  • Live reporting via API
  • Net-7 billing after approval
  • Dedicated onboarding support

Also buying leads in other verticals?

Insurance leads →Solar leads →Debt Relief leads →

Buyer / Publisher Application

No setup fees  ·  Reviewed within 48 hours  ·  Go live in 1–2 business days

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Application Received

We'll review and follow up within 1–2 business days. Questions? dreamyleads@gmail.com