Debt Relief Lead Network — Florida

Buy Florida Debt Relief Leads — $10,000+ Qualified, Exclusive

Organic-traffic consumers actively comparing debt relief options in Florida — AI-qualified, TCPA-compliant, delivered to your webhook in real time.

Apply for API Access → See Pricing
$18–$55
CPL Range
68+/100
Min Quality Score
300/day
Max Daily Cap
<24 hrs
Integration Time
Home › Buyers › Debt Relief Leads
Who Buys Debt Relief Leads

Built for Debt Relief Businesses That Need Volume

Our buyer network includes companies that rely on a consistent, high-quality lead supply — not sporadic ad traffic.

Debt Settlement Companies

AFCC-member and FTC-compliant settlement firms who need a consistent pipeline of Florida consumers with $10,000+ in qualifying unsecured debt enrolled in or considering settlement programs.

Credit Counseling Agencies

NFCC-member nonprofit agencies offering debt management plans who need pre-qualified FL consumers who have already expressed interest in structured repayment options.

Personal Loan Providers

Consumer lenders and fintech platforms offering debt consolidation loans who want to reach FL consumers actively researching options to restructure high-interest debt.

Lead Data

Debt Relief Lead Payload

Every lead includes standard contact fields plus debt relief-specific qualifiers. You receive only what your program needs — no bloat, no synthetic fields.

  • debt_amount (10000–15000 | 15000–25000 | 25000–40000 | 40000+)
  • debt_type (credit_card | medical | personal_loan | mixed)
  • employment_status (employed | self_employed | retired | unemployed)
  • hardship (boolean)
  • quality_score (0–100)
  • tcpa_timestamp (ISO 8601)
{ "lead_id": "ld_2d8c44fb", "vertical": "debt", "first_name": "Carlos", "last_name": "M.", "email": "c***@gmail.com", "phone": "+1305XXXXXXX", "zip": "33125", "debt_amount": "15000–25000", "debt_type": "credit_card", "employment_status": "employed", "quality_score": 74, "tcpa_timestamp": "2026-04-27T16:45:03Z" }
Pricing Model

Real-Time Auction — You Set the Floor

Our ping-tree runs a first-price sealed-bid auction. You pay exactly what you bid — never more.

Bid Floor

$18

Set your minimum bid. Leads below your floor are not delivered and you are not charged. Adjust anytime.

Target CPL

$18–$55

Typical range in our debt relief vertical across 16 FL markets. Higher bids win more volume at competitive hours.

Daily Cap

300/day

Hard cap on leads per day. You configure this at onboarding and can adjust it at any time. Billing is Net-7.

FAQ

Buyer Questions — Debt Relief Vertical

What is the minimum debt amount you qualify?
Our standard minimum is $10,000 in unsecured debt — the practical floor for most settlement and DMP programs. You can set a higher minimum (e.g. $15,000 or $25,000+) at the campaign level.
Are leads TCPA-compliant?
Yes. All leads include express written consent with the consent language, IP, timestamp, and page URL logged at submission. Debt relief is a heavily regulated vertical — we treat TCPA compliance as non-negotiable and maintain 5-year consent records.
What debt types are included?
Leads include self-reported debt type: credit card, medical, personal loan, or a mixed portfolio. You can filter by debt type to match your program's qualifying criteria.
Do you qualify for hardship?
Our form asks a hardship indicator question. Consumers who indicate financial hardship are flagged in the payload (hardship: true). Some settlement programs require hardship as a qualifier — you can filter to hardship-only leads if needed.
How does the $10,000+ threshold affect close rates?
In our experience, leads qualified at $10,000+ perform significantly better for settlement programs than unqualified debt leads. The qualification question is explicit and placed early in the form flow to filter out low-debt consumers before a lead is created.
Are the leads exclusive?
Yes. One lead, one buyer. The winning bidder in the real-time auction receives the lead exclusively and no other network buyer receives that consumer's contact information.
How does billing work?
Net-7 weekly invoicing on accepted leads. No setup fees or monthly minimums. Buyers set their own bid floor and daily cap at onboarding.
What is your dispute policy?
Leads with invalid contact information are returnable within 48 hours for credit. Leads that don't meet your qualification criteria but passed our qualification flow are not eligible for return — we recommend tightening your score threshold or debt amount minimum rather than disputing at the lead level.
Get API Access

Apply to Buy Debt Relief Leads

We review every application manually. Approved buyers receive an API key, webhook documentation, and configuration access within 1–2 business days.

  • No setup fees or monthly minimums
  • Set your own bid floor and daily cap
  • Filter by city, ZIP, or quality score
  • Live reporting via API
  • Net-7 billing after approval
  • Dedicated onboarding support

Also buying leads in other verticals?

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Buyer / Publisher Application

No setup fees  ·  Reviewed within 48 hours  ·  Go live in 1–2 business days

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Application Received

We'll review and follow up within 1–2 business days. Questions? dreamyleads@gmail.com