Insurance Lead Network — Florida

Buy Florida Insurance Leads — Real-Time, TCPA-Compliant

Organic-traffic consumers actively comparing insurance options in Florida — AI-qualified, TCPA-compliant, delivered to your webhook in real time.

Apply for API Access → See Pricing
$8–$28
CPL Range
65+/100
Min Quality Score
500/day
Max Daily Cap
<24 hrs
Integration Time
Home › Buyers › Insurance Leads
Who Buys Insurance Leads

Built for Insurance Businesses That Need Volume

Our buyer network includes companies that rely on a consistent, high-quality lead supply — not sporadic ad traffic.

Independent Insurance Agents

Agents licensed in Florida who need a consistent pipeline of in-market auto and home insurance shoppers without running their own ad campaigns.

Regional Carriers & MGAs

Florida-focused carriers and managing general agents who want exclusive, scored leads delivered directly to their quoting platforms via webhook.

Quote Comparison Platforms

Online comparison tools that monetize by routing users to carrier partners — we integrate as an upstream lead supplier via ping-tree.

Lead Data

Insurance Lead Payload

Every lead includes standard contact fields plus insurance-specific qualifiers. You receive only what your program needs — no bloat, no synthetic fields.

  • coverage_type (auto | home | bundle)
  • drivers_in_household (integer)
  • vehicle_year (YYYY)
  • homeowner (boolean)
  • prior_coverage (boolean)
  • quality_score (0–100)
  • tcpa_timestamp (ISO 8601)
  • tcpa_text (consent language verbatim)
{ "lead_id": "ld_8f2a91bc", "vertical": "insurance", "first_name": "Maria", "last_name": "G.", "email": "m***@gmail.com", "phone": "+1813XXXXXXX", "zip": "33601", "coverage_type": "auto", "vehicle_year": 2021, "homeowner": true, "quality_score": 78, "tcpa_timestamp": "2026-04-27T09:14:22Z" }
Pricing Model

Real-Time Auction — You Set the Floor

Our ping-tree runs a first-price sealed-bid auction. You pay exactly what you bid — never more.

Bid Floor

$8

Set your minimum bid. Leads below your floor are not delivered and you are not charged. Adjust anytime.

Target CPL

$8–$28

Typical range in our insurance vertical across 16 FL markets. Higher bids win more volume at competitive hours.

Daily Cap

500/day

Hard cap on leads per day. You configure this at onboarding and can adjust it at any time. Billing is Net-7.

FAQ

Buyer Questions — Insurance Vertical

Are these leads TCPA-compliant?
Yes. Every lead in our network is generated with express written consent that explicitly names Dreamy Leads and our buyer partners. Consent language, IP address, timestamp, and page URL are logged for each submission and available on request. We maintain records for a minimum of 5 years.
Are the leads exclusive?
Yes. Each lead is sold to exactly one buyer — the winning bidder in the real-time ping-tree auction. We do not sell shared or semi-exclusive leads. Once delivered, no other buyer receives that lead's contact information.
What is the minimum quality score I can set?
You set your own score threshold at onboarding. The network floor is 50/100; most buyers in the insurance vertical set a threshold of 65–72. Leads that fall below your threshold are not delivered and you are not charged.
How does billing work?
Buyers are invoiced weekly (Net-7) for all accepted leads from the prior 7-day period. We accept ACH, wire, and major credit cards. There are no setup fees, monthly minimums, or platform fees — you pay only for leads you accept.
Can I set a daily lead cap?
Yes. You configure a daily cap at onboarding and can adjust it at any time via the buyer dashboard or by contacting your account manager. Caps take effect at midnight EST the following day.
What geographic filters are available?
You can filter by Florida city, county, or ZIP code. Statewide is the default. City-level and ZIP-level filtering is available on all tiers at no additional cost.
What is your return / dispute policy?
Leads are returnable within 48 hours if the contact information is invalid (disconnected number, bounced email, or incorrect ZIP). Returned leads are credited to your next invoice. Leads that are simply 'not interested' are not eligible for return — quality scoring is designed to filter those out upstream.
How long does integration take?
Most buyers are live within 24 hours of approval. We send a webhook configuration guide and a test payload on the same day your application is approved. Our team is available by email during onboarding to assist with any integration questions.
Get API Access

Apply to Buy Insurance Leads

We review every application manually. Approved buyers receive an API key, webhook documentation, and configuration access within 1–2 business days.

  • No setup fees or monthly minimums
  • Set your own bid floor and daily cap
  • Filter by city, ZIP, or quality score
  • Live reporting via API
  • Net-7 billing after approval
  • Dedicated onboarding support

Also buying leads in other verticals?

Mortgage leads →Solar leads →Debt Relief leads →

Buyer / Publisher Application

No setup fees  ·  Reviewed within 48 hours  ·  Go live in 1–2 business days

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Application Received

We'll review and follow up within 1–2 business days. Questions? dreamyleads@gmail.com