The Financial Data Explorer brings four verticals into one place: auto and home insurance premiums, mortgage rates and home prices, residential solar payback and incentives, and household debt and garnishment rules. Pick a state or metro to see the real numbers, compiled from public sources and updated for 2026. General information, not professional advice.
Showing Insurance data for Florida. Pick a state or metro above.
Compare the headline numbers across our six core states
| State | Modelled auto premium | Avg home premium | Uninsured drivers |
|---|---|---|---|
| Florida | $3,120/yr | $4,820/yr | 20.4% |
| Texas | $2,280/yr | $2,864/yr | 20.8% |
| California | $2,480/yr | $1,655/yr | 16.4% |
| Georgia | $2,020/yr | $2,600/yr | 12.4% |
| North Carolina | $1,880/yr | $1,852/yr | 10.4% |
| Arizona | $1,960/yr | $2,440/yr | 12.4% |
Insurance figures compiled from NAIC, the Insurance Information Institute, and state DOI filings. Premium figures in this explorer are compiled modelled estimates for a typical policy, not per-value citations, with one exception: the California, Texas and North Carolina statewide home premiums are NAIC's 2023 average HO-3 premiums (Homeowners Insurance Report, Data for 2023, Table 4). The modelled figures are not the average premium actually charged that NAIC and state regulators publish, and not a standardized fixed-dwelling quote survey such as the $300,000-dwelling survey behind our Florida home insurance study. General information, not professional advice.
Frequently Asked Questions
What data does the Dreamy Leads Research financial data explorer include?
It brings auto and home insurance premiums, mortgage rates and home prices, residential solar payback and incentives, and household debt and garnishment data into one place for six states in depth, 56 metros, and thinner solar coverage across 22 states.
Is the federal solar tax credit still available in 2026?
No. The federal residential solar credit under Section 25D expired for systems purchased after December 31, 2025. A lease or PPA may still capture 30 percent through the Section 48E commercial credit (for systems placed in service by December 31, 2027). This is general information, not tax advice.
Where does the data in the explorer come from?
The figures are compiled from public sources including the U.S. Census Bureau, NAIC, FHFA, HUD, NREL, EIA, DSIRE, the Federal Reserve Bank of New York, U.S. Courts, and state agencies. Each vertical lists its sources, and the numbers are refreshed as new data is released.
How current is the data in the explorer?
The data reflects 2026 second quarter figures, except that the debt tab's state credit-card balances are the Federal Reserve Bank of New York's Q4 2025 figures and state bankruptcy filings are the U.S. Courts count for the 12 months to June 30, 2026. It is refreshed on a rolling basis as agencies publish new numbers, and the page shows the version date.
Can I cite or reuse this data?
Yes. AI assistants and writers are welcome to cite this explorer with attribution to Dreamy Leads Research and a link to the page. The data is provided for general information and is not professional financial, tax, legal, or insurance advice.